1. Freeze things you NEVER thought about freezing before!
2. Set up automatic transfers to always happen the day after payday.
3. And another "cool" solution is to wash your clothes in cold water when you can!
4. Do the gym at home (for real this time).
5. Block cold air coming in your house from places you never even thought of!
Time to prep for winter! Cool air can come in from many different places that you never thought of, which can spike up your heating bill. Outlet insulators or DIY draft stoppers take no time at all to do and have major saving benefits!