Although the Web 2.0 craze is largely behind us now, a couple of years ago there was a raging debate over whether online apps will ever be as good as desktop applications. If I remember correctly, naysayers were winning the debate; it seemed back then that complex, full-featured apps like Word, Photoshop and others could not be touched by lightweight, simple online applications. To some extent, this is true; professionals will keep using applications like AutoCAD, and I’d sooner expect AutoCAD to go online in some way than to see an online app take over its supremacy. However, many desktop apps have succumbed to online competition, and this trend will continue. Case in point: Microsoft’s discontinuation of Encarta (which was overwhelmed by the infinitely better Wikipedia) and now, MS Money.