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19 Things People With Student Loans Know To Be True

Besides horrible, unending sadness.

1. "Sallie" and "Mae" are the two scariest words in the English language.

2. Older people love to make light of your horrifying debt.

3. The moment you sign a promissory note amazingly feels like the worst choice you make in college.

4. To you, it isn't "graduation day," it's "T-minus 6 months until I have to be employed."

5. You end a lot of sentences about things you'd like to buy with "...if it weren't for my student loans."

6. Looking at your online loan account is so depressing that it makes you want to put on sad break-up music.

7. None of the ways to get your loans forgiven are super realistic.

8. Every time your loan payment is due, it's a minor financial emergency.

9. You stop thinking of it as "paying interest on your loans" and start thinking of it as "setting your money on fire."

10. The choice between a forbearance and a deferment always feels like a trick question.

11. Being behind on your payments means constant, unending paranoia.

12. Upromise may look like a college savings/loans repayment program, but it's more like a fly that won't leave you alone because it keeps trying to give you pennies.

13. Because you're constantly broke, every milestone you want to reach in life takes 10 years longer to actually get to.

14. When you're way behind on your payments, you become terrified of calls from 800 numbers.

15. It's not weird to have at least one serious conversation where you consider leaving the country.

16. There's never a good time to tell your new SO about the enormous amount of debt you're in.

17. Getting the mail is the worst, because you never know what kind of loan related complication is going to turn up.

And it will take forever to fix.

18. In some ways, you aren't scared of the future, because you know exactly what terrible things are going to happen to you.

19. You know that at the very least, we're all in this together.