1.
Lie: You drink a moderate, reasonable amount.
2.
Lie: You only take cabs when absolutely necessary. Maybe once or twice a month?
3.
Lie: Once the grace period passes it won't even be an issue — of course you'll be able to afford your student loan payments!
4.
Lie: But once you start making payments, at least you'll be making a real dent in those loans.
5.
Lie: If you order the cheapest items off the menu, it's totally fine to get delivery.
6.
Lie: You'll remember to cancel that subscription before your free trial ends.
7.
Lie: You'll only use an out-of-bank ATM in case of emergency.
8.
Lie: You indulge every now and then, but for the most part you maintain a healthy diet.
9.
Lie: You've got plenty of time to start saving for retirement.
10.
Lie: This is the month you're going to sign up for a gym membership.
11.
Lie: It can't be that much worse getting Starbucks every day instead of brewing coffee yourself.
12.
Lie: You can't even remember the last time you splurged on new shoes/clothes/gadgets.
13.
Lie: You're a grown-up now!